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First Time Home Buyer

Buying your first home can be overwhelming, but the benefits of being a first-time homebuyer make it all worthwhile. You will be able to own a home that suits your needs and lifestyle; establish credit; receive tax benefits; and best of all, you can stop throwing your money away on rent.

Homepath Lending Inc has home loan experts who specialize in first-time homebuyer programs. They can help you through the process of buying your first home and securing a first-time mortgage.

FIXED RATE MORTGAGES:

The mortgage interest rate will remain the same on these loans throughout the term of the mortgage for the original borrower. Our popular 30 Year fixed rate mortgage is often the best option for first-time homebuyers.

Adjustable rate mortgages:

An adjustable mortgage has an interest rate which is adjusted periodically based on a pre-selected index. The advantage of an ARM is that you may be able to afford a more expensive house because your initial interest rate and payments will be lower in the first few years.

FHA loans:

This is a low interest loan insured by the Federal Housing Administration which is open to all qualified homebuyers. While there are loan amount limits for FHA loans, they are usually sufficient to cover most moderately priced homes anywhere in the country.

VA loans:

A long term, low or no down payment loan guaranteed by the Department of Veterans Affairs. Restricted to individuals qualified by military service or other entitlements.

Apply Now

or call 1-888-256-8076 to talk to a licensed mortgage banker.